UnitedHealthcare, The BMW Store’s Provider for Medical
The BMW Store offers two options for coverage through UnitedHealthcare.
| Benefits |
BKOU Premier HSA HDHP |
BYSK Premier PPO |
AXPA PROformance PPO |
| Deductible |
$5,000/Single
$10,000/Family
|
$500/Single
$1,000/Family |
$1,000/Single
$2,000/Family
|
| Coinsurance |
80/20 |
80/20 |
80/20 |
Out-of-Pocket Annual
Maximum |
$6,750/Single
$13,500/Family |
$3,500/Single
$7,000/Family |
$7,150/Single
$14,300/Family |
| Office Visit |
|
|
|
· PCP Sick Visit
|
Deductible then 20% / Deductible then 40% |
$25 copay
|
$10 copay |
| · Specialist Visit |
Deductible then 20% / Deductible then 40% |
$25/$50 copay |
$40/$80 copay |
| · Wellness @ PCP |
Covered in full |
Covered in full |
Covered in full |
| Inpatient Hospital |
Deductible, then 20% |
Deductible, then 20% |
Deductible, then 20% |
| Outpatient Hospital |
Deductible, then 20% |
Deductible, then 20% |
Deductible, then 20% |
| Emergency Room |
Deductible, then 20% |
$250 copay, then 20% |
$300 copay, then 20% |
| Urgent Care |
Deductible, then 20% |
$75 copay |
$25 copay |
| Prescription Drugs |
Deductible, then $10/$40/$85/$250 |
$10/$40/$85/$250 |
$10/$40/$85/$250 |
Mail Order
(90 Day Supply) |
Deductible, then $25/$100/$212.50/$625 |
$25/$100/$212.50/$625 |
$25/$100/$212.50/$625 |
View detailed summary of BKOU Premier HSA HDHP
View detailed summary of BYSK Premier PPO
View detailed summary of AXPA PROformance PPO
Preventative Care Benefits
Preventive care helps protect you from getting sick. Diagnostic care is used to find the cause of existing illnesses. Your BMW UnitedHealthcare health plan offers a variety of preventive services at no cost to you! When you receive these services from an in-network doctors, you will experience no out-of-pocket expense.
View preventative care guidelines
How do I check to make sure my doctor is in-network?
Please follow the steps below:
- Go to http://www.uhc.com
- Click “Find a Doctor or Hospital” on the right-hand side of the page.
- A new window will open. Select the type of provider or facility you are searching for and click Next.
- Select your State. Click Next.
- Select your Network: Click Go to Provider Search.
- Type in any additional criteria you wish before you click Search for Providers. At least a Zip Code and Search Radius are required. At this point, your search results will populate the screen.