The BMW Store offers Vision and Dental Insurance.
There are many benefits of selecting vision and dental insurance coverage. Vision and dental insurance promote good health. Optometrists are able to identify early stages of eye diseases, such as glaucoma, cataracts, macular degeneration and more. During an eye exam doctors are often able to detect serious medical problems such as high blood pressure, diabetes, autoimmune diseases, thyroid issues and high cholesterol.
As researchers continue to identify links between oral and overall health, dental insurance is a great option to ensure coverage. The signs and symptoms of more than 120 medical conditions can first be detected by an oral exam of the mouth, throat and neck. By seeing your dentist regularly, you can catch dental problems before they get too serious and require more extensive and expensive procedures.
Vision
| Vision Benefits |
In-Network |
| Exam (1 every 12 months) |
$10 copay |
| Lenses (1 every 12 months) |
|
| · Single |
$25 copay |
| · Bifocal |
$25 copay |
· Trifocal
|
$25 copay |
Frames
(1 every 24 months) |
$150 Retail Allowance
(20% discount after allowance) |
Contact Lenses - Elective
(1 every 12 months) |
$60 copay; $150 allowance |
Contact Lenses - Necessary
(1 every 12 months) |
$25 copay; Covered in full for members who have specific conditions |
View the detailed plan summary
Dental
| Dental Benefits |
In-Network |
| Deductible |
$50/$150 |
| Annual Maximum |
$2,500 per person
|
| Preventive Services |
Covered in full |
| Basic Services |
Deductible, then 20% |
| Major Services
|
Deductible, then 50% |
| Orthodontia |
$2,000 lifetime max to age 19 |
View detailed benefit summary