Alternative Retirement Plan Funds

Crawley Building - University of Cincinnati

Saving for Retirement - Play Video

Employees of Ohio public institutions do not contribute to the federal Social Security system, other than contributions to Medicare (employees hired after April 1, 1986).  While employed by the University, your retirement contributions must be directed to one of the state retirement plans (OPERS, STRS) or to the Alternative Retirement Plan (ARP).

The Alternative Retirement Plan (ARP) is available to any university employee (faculty or staff) whose appointment is 100% FTE.

The Alternative Retirement Plan (ARP) is an alternative to the Ohio Public Employees Retirement System ( OPERS) and the State Teachers Retirement System (STRS) for eligible faculty and staff.  In order to be eligible to participate in the ARP, your appointment must be 100% FTE.  The ARP provides a retirement investment program but does not offer benefits after retirement like OPERS/STRS.