Newly hired full-time employees of the university were given a choice between two retirement systems – State Pension systems or the Alternative Retirement Plan (ARP). Once a retirement system is chosen, the employee must remain with that system throughout their employment with the University.
Yes, because HORAN is an Independent Registered Investment Advisor (RIA) we have relationships with different providers and are able to work with them to help you achieve your investment objectives.
OPERS Member Directed Plan
OPERS Combined Plan
ARP
STRS Defined Contribution
Law Enforcement ARP
At HORAN, we partner with larger institutions that physically hold your investments. HORAN doesn’t hold any of our client’s money. In the case of UC’s ARP plan, we partner with Fidelity Investments. Fidelity is required to become a member of the Securities Investor Protection Corporation (SIPC) . The SIPC provides investors with insurance coverage of up to $500,000,including a $250,000 limit for cash, in the event that Fidelity becomes insolvent. It's important to remember that the SIPC does not protect against losses in the securities markets. For more information on the SIPC please visit their web-site at www.SIPC.org.
Yes, HORAN's team of experts can help you evaluate your investments. For our clients, we also proactively manage your investments so they work toward meeting your financial objectives.
Yes, we have a dedicated financial planning department to assist you with retirement planning and withdrawal strategies. Our financial planning department does not receive commissions, ensuring you receive independent, objective advice.
You can call our local office at 513.745.0707 and ask to speak with Christopher Cook or email at chrisc@horanwealth.com to set up a meeting.