Voluntary Disability Open Enrollment

Your Income is the foundation of the lifestyle you created. If you were to become disabled and unable to perform the substantial and material duties of your job, how would you replace the loss of income?

Cincinnati Children’s Hospital Medical Center (CCHMC) provides Long Term Individual Disability coverage to eligible employees at no cost to you. The benefit pays for medically necessary and approved illnesses and injuries after 26 weeks, covering 60% of your pay up to $10,000. Physicians and faculty receive 60% of your pay up to $15,000. Benefits paid by CCHMC are taxable to the employee.

Did you know?

• Just over 1 in 4 of today's 20 year-olds will become disabled before they retire.
• Over 36 million Americans are classified as disabled; about 12% of the total population. More than 50% of those disabled Americans are in their working years, from 18-64.
• 8.3 million disabled wage earners, over 5% of U.S. workers, were receiving Social Security Disability (SSDI) benefits at the conclusion of March, 2011.

What is Your Earning Potential?

A disability could prevent you from earning an income for you and your family. Could you afford to live without it?

The chart below illustrates your lifetime earning potential and what you need to consider when thinking about disability coverage.

For questions, contact HORAN via email or by calling 513.745.5800.