HORAN Retirement Planning

Over the past 7 years, HORAN has refined its ability to serve individuals with Retirement Planning, Wealth Management and Estate and Financial Planning.

We take seriously our responsibility to protect our client’s future by growing and protecting wealth.

Here are some of the retirement planning resources and services we now have in place.

  1. Expertise in Long Term Care Planning
    • The primary focus of long term care is on the personal care and maintenance that will preserve daily independence and dignity over time. It is difficult to anticipate and plan for long-term care needs, because so many factors are involved in the decision making.
    • The financial implications of a chronic disease or other debilitating condition that requires long term care are great. Costs are expected to triple over the next two decades. There are solutions to the long term care dilemma, and HORAN can help you find the right solution for you.
  2. The addition of a full time Financial Planner to HORAN clients
    • Mike Napier, Director of Financial Planning, helps clients in the crafting of detailed financial plans. As a Certified Financial Planner (CFP®) and a Fiduciary, his focus is to assist individuals and families with all aspects of their financial future. Mike’s expertise includes estate and income tax planning, retirement income analysis, risk management, education planning/funding and investment asset allocation.
    • A detailed plan is structured to give both unbiased and objective advice tailored to your needs and/or current strategies.
  3. HORAN’s affiliation with M Financial – A nationwide network of premier investment firms
    • HORAN’s affiliation with M Financial Group, a nationwide network of select independent insurance and investment firms dedicated exclusively to serving wealthy individuals, successful corporations and their executives gives us the market influence to offer a broad range of proprietary life insurance and disability income solutions virtually unmatched nationwide.
    • HORAN designs and provides innovative solutions that encompass the following areas:
      • Deferred Compensation Plans
      • Income Replacement in the event of death or disability
      • Wealth Transfer
      • Business Succession
  4. Enhancing our services in Retirement Planning and Wealth Accumulation
    • For individuals, we coordinate relationships and strategies with attorneys, accountants, private banking representatives and other advisors. Instead of treating assets as individual elements, we organize, plan and manage them as a collective whole so they work to achieve a common objective – meeting our client’s long-term financial goals.
  5. Creating a new entity HORAN Capital Advisors
    • HORAN Capital Advisors builds on the value HORAN has provided to current clients and extends the expertise of HORAN's wealth management practice. HORAN Capital Advisors is a registered investment advisory firm focusing on long-term client relationships. We are independent and unbiased to ensure objectivity.
    • By design, HORAN Capital Advisor’s active approach incorporates all aspects of planning, including generational wealth transfer strategies, charitable and tax efficient investment planning and risk management solutions. We find value in up front financial planning while partnering with your other advisory relationships such as estate planning attorneys, accountants and private bankers.

HORAN is often known for our expertise in employee benefits, but in fact we also developed a national practice in the areas listed above. We provide consultation, management and product design and placement.