Accident Insurance
It’s impossible to predict the next time you or a loved one will take their next trip to the emergency room due to an accident. With rising healthcare and out-of-pocket costs, an accident can create unwanted financial exposure at a time when you and your family want to focus on getting better. Unum’s Group Accident Insurance is designed to help cover the many expenses associated with injuries and treatments.
Advantages of the plan
- The plan is Guaranteed Issue for all eligible employees including those who previously waived coverage. You can also add dependents during this enrollment.
- Benefits are paid for accidents that occur on and off-the-job.
- Sickness Hospital Confinement Benefit – This benefit pays the insured employee, spouse or children a daily benefit of up to $200 if he or she is in the hospital for a covered illness.
How it works:
Rob bought a new bike so he could lose a few pounds – but he lost his balance instead. He was diagnosed with a torn knee ligament and a broken toe. Rob had one lucky break – his accident insurance paid him $900.
Here’s how Rob’s plan helped:
- $400 Ambulance benefit
- $150 Emergency room benefit
- $100 Fractured toe
- $150 Two follow-up visits
- $100 Crutches
Questions about supplemental insurance plans?
Call 855-236-3123 between 7 am and 5 pm EST to speak with a licensed benefits specialist