Term Life Insurance

What would your family do without your income? Group voluntary term life and AD&D provides insurance at affordable group rates. And you get to choose the amount of coverage that’s right for you and your family. Make sure you have adequate protection for those who depend on your income.

Advantages of the plan

• If you are currently enrolled and want to increase, or if you previously waived coverage, you must answer health questions. Guarantee Issue applies to newly eligible employees receiving this offer for the first time during this enrollment.
• Waiver of premium: If you are younger than 60, become totally disabled (as defined by your plan), and are no longer able to work, your premium payments will be waived during the period of disability up to age 65.
• Additional coverage is available for Accidental Death & Dismemberment to protect against unforeseen accidents resulting in death or dismemberment.
• Value added services are also included in this plan at no additional cost to you or your family. Some services include Emergency Travel Assistance, Work-Life Balance and Life Planning with Financial and Legal Resources.
• Coverage is portable.      

Coverage Options:

• Employee: An amount in $25,000 increments up to the lesser of $500,000 or 10x your annual earnings. ($250,000 guaranteed issue)
• Spouse: An amount in $10,000 increments up to $150,000 not to exceed 50% of the employee amount. ($20,000 guaranteed issue)
• Child: $2,000, $5,000 or $10,000 not to exceed to 50% of the employee amount. ($10,000 guaranteed issue)

* You must purchase coverage on yourself in order to cover your dependent 

Questions about supplemental insurance plans?

Call 855-236-3123 between 7 am and 5 pm EST to speak with a licensed benefits specialist